Unfortunately, car insurance companies rarely live up to their commercials, as we’ve discussed before. Otherwise, that perky Flo from Progressive would be giddily settling claims to and fro and whatnot.
I saw this tragic story making the rounds online. At the trial for the wrongful death of a motorist, the lawyer for the insurance company for the motorist (Progressive) worked in conjunction with the lawyer for the at-fault driver. That is, the dead woman’s own insurance company called witnesses to try and blame her for the crash, just like the lawyer for the person who caused the wreck did. Talk about adding insult to injury.
This is common litigation strategy and how most insurance companies behave, whether they are yours or someone else’s, because money is on the line. Their goal in any case like this is to pay the least amount of money possible.
What does this mean to you:
In Ohio, your car insurance has a legal obligation to treat you in “good faith.” If they don’t, they can be help responsible for additional damages beyond what they owe for your personal injury case itself.