The Phantom (Driver) Menace

There seem to be a rash of “hit-skip” incidents going around, like this one just this weekend in Victorian Village.  Luckily, this guy was caught.  But what if they never find the at-fault driver?

Car-smoke

In Ohio, this situation is called a “phantom driver.”  Most insurance policies require there to be some other evidence that a crash happened, other than just the injured person’s word.

What does this mean to you:

If you are hit by another car who takes off, you will either need another person who witnessed the wreck to back you up.  Either that, or show some damage to your vehicle to prove there actually was a wreck.  Believe it or not, sometimes insurance companies don’t believe you!